There are insulation incentives offered by New York State. There is a 50% subsidy which can save up to Half off of your insulation (up to $5000). There are low interest loans available for insulation. A new insulation incentive is the On Bill Loan. This is where the cost of your insulation is placed on your National Grid bill monthly. The cost should make up the difference you save on your bill, so your National Grid bill shouldn’t change. This loan can also be transferred to the next homeowner if you choose to sell the house. We can help you with all of this paperwork.